FEATURES

Everything FINA does.

A household book for a whole year — from the first entry to your balance in December. Six areas, and what sits in each of them.

The year view

This is where you build your year — twelve months side by side.

  • Enter once, there twelve timesEnter the rent once and it sits in all twelve months. Single months are changed right where they stand.
  • Three blocks, your categoriesIncome, flexible payments, regular costs — with your own categories for income as well as for costs.
  • Total per month, right at the topThe top row says what the month brings in or costs on balance. It stays put while you scroll.
  • The traffic light for subs and loansThe LP column shows how many payments are left: green means it ends this month.
  • Tidy up without deletingSettled items and finished months can be hidden, whole blocks folded away — the totals stay visible.

The month view

This is where you work — one month, three cards, one click per payment.

  • Tick it offWhatever is paid gets its seal. One click, and the month moves closer to being done.
  • Estimated is not paidAn estimated amount stands there in orange. Ticking it off asks for the real number first — an assumption never turns into a fact by accident.
  • The month as a timelineThe analysis draws the month as a waterfall: start, middle, end, close. Clicking a row filters the list below it.
  • Search and filterBy due date, by payment status, by anything on the row — and the totals count what you can see.
  • Notes where they belongOne note per item and one per month. The little lamp beside it says there is something to read.

Flexible Payments

Everyday money — without a single receipt.

  • One amount per category and month“Household: 620.” That is enough for the whole year — nobody types in Tuesday’s groceries twelve times.
  • Assumption and reality side by sideWhat you assume for the months ahead stands next to the average of the months already settled.
  • Twelve months in one goOne amount, one click, and it sits in every open month. Single ones are changed afterwards.
  • Where a number comes fromBehind every amount it says whether it was imported, corrected, ticked off, fixed or estimated.

The forecast

Your balance through December — the reward for ticking things off.

  • Every month reads like a statementWhat it starts with, what moves it, what it closes with — in one row, in the colours of the three kinds of money.
  • The track as a pictureNext to it, your balance runs across the year. You see the gap months before it arrives.
  • Opening balanceWhat the year starts from sits in its own row above January.
  • Balance correctionFor everything that drifts over the months: one row, one amount per month.

Your file

One year, one file — and it lives wherever you want.

  • No account, no cloudNothing is uploaded, nothing signed up for. It is saved when you press save.
  • Backups with a timestampOne click puts a dated copy aside. In the folder your versions then sort themselves in the right order.
  • Numbers from elsewhereFINA reads the CSV export of a spending app and the CSV version of your own spreadsheet — with a check that shows whether the totals add up.
  • Contract, invoice, account pageEvery item can carry up to ten links. The little chain in the row takes you there.

The same everywhere

Browser, Mac, Windows — one program, one file.

  • Straight in the browserNothing to install, nothing to sign up for. Chrome and Edge even save straight back into the same file.
  • As a desktop appFor Mac and Windows, same content, same feel. The app tells you when a new version is out.
  • Without the internetEven the fonts are included. FINA loads nothing from anyone else’s server.
  • German and EnglishSwitchable in the settings — the built-in guide even independently of it.
  • Help inside the programThe guide opens beside your table and stays open while you keep working.
Open right in the browser And next to the others?